For an apartment at 12 million VND/month, you shouldn't arrive with just 12 million.
Example budget:
| Expense | Example |
|---|---|
| First month | 12 M |
| Deposit | 12–24 M |
| Installation | 2 M |
| Water/electricity/internet | 1–2 M |
| Small purchases | 2–5 M |
| Prudent initial budget | 29–45 M VND |